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New York · Updated August 2026

What you’re paying right now

Most solar pages won’t show you a number. Here’s where New York stands today, and what you actually pay per kilowatt-hour once delivery charges are added.

UtilitySupplyAll-in rate
Con Edison~33.8¢
NYSEGlow-to-mid 20¢
RG&Elow-to-mid 20¢
National Grid~20¢
The all-in rate is your bill divided by your kWh — supply plus delivery plus riders. New York’s statewide residential average was 28.55¢ in March 2026. Your utility is set by your address.

Rates as published August 2026. Utilities reset on different schedules. Check your own bill for your current rate.

Why this keeps happening

Delivery is rising faster than supply.

NYSEG has asked the Public Service Commission for a 23.6% total bill increase — about $33 a month for a typical household at 600 kWh, driven by a 35% jump on the delivery side. It is a request under review, not an approved rate.

Underneath that, average wholesale power in New York went from just under 10 cents per kilowatt-hour in January 2025 to more than 17 cents in January 2026, driven by tight in-state pipeline capacity and reliance on gas-fired generation.

New York has a real state tax credit, and it applies to PPAs

New York offers a 25% state tax credit on residential solar, capped at $5,000 — form IT-255. Unlike most states, it applies to power purchase agreements of 10 years or more, and the homeowner claims it personally. SolarAmerica does not provide tax advice; talk to your tax professional about your situation.

The honest cost picture

Two ways to pay for it, and they’re very different

If you buy the system

You own the equipment, you keep any renewable credits it earns, and you carry maintenance. Higher upfront, better long-run economics if you stay in the home.

If you use a PPA

$0 upfront. We install and own the system, you buy the power it produces, and you only pay for what it actually generates. No loan, no purchase.

The tax credit story you’re probably still being told

The residential federal credit (25D) ended for systems purchased after December 31, 2025. Ads promising a 30% credit that “ends December 31” are describing something that already expired. What remains belongs to the owner of the system — which, under a PPA, is us. SolarAmerica does not provide tax advice; talk to your tax professional.

How it works

Five steps, and you can stop at any of them

  1. We look at your actual bill

    Your usage, your utility, your rate. Not a national average.

  2. We design for your roof

    Orientation, shading and roof age decide what is possible. If it doesn’t work, we say so.

  3. You see a real number

    What you pay now against what you would pay, over the full term, with the escalator shown.

  4. Permits and interconnection

    We handle the paperwork with your township and your utility.

  5. Install and Permission to Operate

    Installation typically takes one to three days. Your utility grants PTO and the system switches on.

Who you would be working with

SolarAmerica

#1Solar Sales Partner — Solar Power World
20,000+Installations completed
16+States served
Inc. 5000Fastest-growing companies

The things people actually ask

Common questions

Is it really $0 down?

Under a power purchase agreement, yes — there is no upfront cost and no loan. We install and own the system and you buy the power it produces, so you only pay for what it actually generates. If you would rather own the equipment outright we do that too; the economics are different and we will show you both.

What happened to the 30% federal tax credit?

The residential credit (25D) ended for systems purchased after December 31, 2025. You will still see ads promising a 30% credit that “ends December 31.” Read the date on them. What remains applies to the owner of the system — which, under a PPA, is us. SolarAmerica does not provide tax advice; talk to your tax professional.

What if I sell the house?

A PPA transfers to the new owner at closing, or it can be bought out. We handle the paperwork either way. It comes up on most sales and it is a routine step, not a problem.

Do I need a new roof first?

Sometimes. We check roof age and condition before anything is designed. If the roof will not outlast the system we will tell you before you sign, not after — and we can handle the roof as part of the project.

What does the process actually look like?

A short call to look at your bill and your usage, then a roof and shading assessment, then a design and a real number. Permits and utility interconnection are handled by us. Installation typically takes one to three days, and the system switches on once your utility grants Permission to Operate.

Will you tell me if solar does not make sense for my home?

Yes. Shading, roof orientation, roof age and usage all decide it, and for some homes the answer is no. We would rather say that on the first call than sell you something that will not work.

Sources

Where these numbers come from

Every figure on this page is drawn from a public filing or a published rate schedule. We update it when the utility resets.

New York Public Service Commission dockets · NYISO · U.S. Energy Information Administration

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