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New York · Updated August 2026

New York electric rates in 2026

What New York utilities charge, where the number comes from, and what it means for your bill.

~26.9¢All-in rate

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Estimate what solar does against your New York electric bill

Enter your bill and we’ll size the array that would cover it, and show the gross value of that production at your rate. It does not net off the customer charge, taxes or what you would still draw at night — for that, use the bill savings calculator. Nothing is sent anywhere; this runs in your browser.

Your monthly bill

Your rate (¢/kWh)

Sun hours where you live

Shading

You use about—

System size to cover it—

Panels, roughly—

Roof area needed—

Your current annual electricity spend—

See what your roof actually produces →

An estimate from your own numbers, not a quote, and not a savings figure. It assumes 400 W panels, an 80% system derate and no roof constraints. Your real number depends on orientation, roof area and your utility’s export credit. Savings are not guaranteed.

Work it out further

Switch vs solar · What each actually fixes Offset percentage · The share of usage solar coversBattery backup · What a battery actually runsPayback period · When a purchase pays for itselfSystem size · How many panels your roof needs

Every utility, side by side

What New York homeowners pay

Utility	Rate	Basis
NYSEG	~18.3¢	Published tariff, all-in residential
RG&E	Not published	Published tariff, all-in residential
National Grid	~20.0¢	Published tariff, all-in residential
Con Edison	~33.8¢	Published tariff, all-in residential
Central Hudson	~24.0¢	Published tariff, all-in residential
Orange & Rockland	~24.0¢	Published tariff, all-in residential
PSEG Long Island	~25.0¢	Published tariff, all-in residential
Market	Deregulated	Supply can be shopped separately from delivery

These are all-in residential figures — supply, delivery and riders together — drawn from published tariffs as of August 2026.

Figures as published August 2026. Utilities reset on their own schedules — check your bill for the rate on your account.

The production side

What a roof in New York produces

New York averages about 3.8 peak sun hours a day. A well-oriented kilowatt of panels produces roughly 1,110 kilowatt-hours a year. A typical 9 kW residential system therefore produces around 9,990 kilowatt-hours annually, which at a rate near 26.9¢ is worth roughly $2,687 a year before any incentive.

Those are pre-shading figures. Trees, roof pitch and orientation move them, sometimes a lot, which is why we read your specific roof rather than quoting a state average at you.

What has actually moved

Utility	Change	Effective
National Grid upstate	+7.3%	April 1, 2026
RG&E	Not published, third consecutive annual increase	2026

What New York actually offers a homeowner

New York gives a 25% state credit capped at $5,000, and it applies to power purchase agreements as well as purchases — which is unusual. NY-Sun pays the installer $0.20–$0.40 per watt. Solar equipment is exempt from state sales tax and there is a 15-year property tax exemption.

How export credit works in New York

VDER value stack, generally landing at 60–90% of retail depending on your utility and hours.

Why the number is what it is

The pressure on your bill is not mostly your utility. PJM — the wholesale market that PA, NJ, MD, DE, OH, VA and parts of several other states buy into — cleared its capacity auction at the price cap, and the cost of that flows into delivery charges. Data-center load is arriving faster than new generation is being built. Maryland's Office of People's Counsel put the homeowner impact at roughly $21 a month for BGE customers. Illinois residential prices rose 28.4% year over year.

Two ways to pay for solar, and they are very different

If you buy the system

You own the equipment, you keep any renewable energy credits, and you carry the maintenance responsibility. Installed pricing varies by roof, shading and system size.

If you use a PPA

$0 upfront. We install and own the system; you buy the power it produces at a rate set in your agreement, and you only pay for what it actually generates. The system owner carries maintenance for the life of the agreement.

The residential federal tax credit (25D) ended for property placed in service after December 31, 2025.

You will still see ads promising a 30% credit that “ends December 31.” Read the date on them. If you buy a system today as a homeowner, you cannot claim that credit. What remains under 48E applies to the owner of the system — which, under a PPA, is us. SolarAmerica does not provide tax advice; talk to your tax professional about your situation.

Local detail

Solar by county in New York

Every New York county has its own page with local towns, ZIP codes, peak sun hours and production math. 62 in total.

Who you would be working with

SolarAmerica

#1Ranked by Solar Power World

20,000+Installations completed

16+States with installations

Inc. 5000Fastest-growing companies

We design your system and manage the project; installation is performed by vetted licensed partners in your area. SolarAmerica is not itself the installing contractor.

Questions

The things people actually ask

What is the average electricity rate in New York?

About 26.9¢ per kilowatt-hour all-in as of August 2026. Your own bill divided by your kilowatt-hours is the number that actually applies to you.

Is solar worth it in New York?

A kilowatt of panels produces roughly 1,110 kWh a year here, so a 9 kW system is worth about $2,687 annually against a 26.9¢ rate. Whether that beats your bill depends on your roof and your usage, which is what the quote tool checks.

Does SolarAmerica install the system?

We design the system and manage the project. Installation is performed by licensed partners in your area. You will know who is coming to your roof before anything is scheduled.

Is there still a 30% federal tax credit?

Not for a homeowner buying a system. The residential credit (25D) ended for property placed in service after December 31, 2025. What remains under 48E applies to the owner of the system, which under a power purchase agreement is us.

See what your roof in New York actually adds up to

About 60 seconds. No cost, no obligation, and we will tell you if solar does not make sense for your home.

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