Which utility serves my address in New Jersey?

New Jersey is served by PSE&G, JCP&L, Atlantic City Electric, Rockland Electric. Your bill names your utility at the top. Service maps do not follow county or town lines, so if your bill does not match what you expect, call (832) 263-8055 and we will check your exact address.

What is an all-in electricity rate?

The all-in rate is your total bill divided by the kilowatt-hours you used. It includes supply, delivery and riders, not the supply rate alone. It is the number that matters when comparing against solar, because solar offsets everything you would otherwise buy.

Can I still claim the 30% federal solar tax credit in New Jersey?

The 30% federal Residential Clean Energy Credit under Section 25D ended for property placed in service after December 31, 2025. Homeowners buying with cash or a loan in 2026 cannot claim it. Section 48E still applies to third-party-owned systems such as leases and power purchase agreements, where the system owner claims it.

Why do New Jersey electricity rates keep rising?

Utilities buy wholesale power through a regional grid operator. When capacity and energy prices rise there, they land across the state at roughly the same time rather than utility by utility. Demand from data centers is arriving faster than new generation is being built, and that gap shows up on the delivery side of the bill.

Home › New Jersey Electric Rates

New Jersey · Updated August 2026

New Jersey electric rates in 2026

What every New Jersey utility actually charges, where the number comes from, and what it means for your bill.

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Questions

The things people actually ask

What is the average electricity rate in New Jersey?

About 26 cents per kilowatt-hour all-in on PSE&G, among the highest in the country. The number moved in 2025: PSE&G rose 17.2% and JCP&L 20.2% after the BGS auction. The 2026 auction moved rates only slightly, down 1.8% at PSE&G and up 1.6% at JCP&L. Your own bill divided by your kilowatt-hours is the number that applies to you.

Is solar worth it in New Jersey?

At 26 cents a kilowatt-hour with full 1:1 net metering, New Jersey has one of the strongest cases in the country. A kilowatt of panels produces roughly 1,226 kWh a year here, so a 9 kW system is worth about $2,869 annually at retail, plus SREC-II certificates on top. Both the sales tax and property tax exemptions apply.

Does New Jersey still have net metering?

Yes, at the full retail rate, 1:1 against what you buy. It is among the strongest net metering policies remaining. SREC-II certificates under the SuSI program are paid separately on a 15-year fixed-price term, and the two stack.

Estimate what solar does against your New Jersey electric bill

Enter your bill and we’ll size the array that would cover it, and show the gross value of that production at your rate. It does not net off the customer charge, taxes or what you would still draw at night — for that, use the bill savings calculator. Nothing is sent anywhere; this runs in your browser.

Your monthly bill

Your rate (¢/kWh)

Sun hours where you live

Shading

You use about—

System size to cover it—

Panels, roughly—

Roof area needed—

Your current annual electricity spend—

See what your roof actually produces →

An estimate from your own numbers, not a quote, and not a savings figure. It assumes 400 W panels, an 80% system derate and no roof constraints. Your real number depends on orientation, roof area and your utility’s export credit. Savings are not guaranteed.

Work it out further

Switch vs solar · What each actually fixes Offset percentage · The share of usage solar coversSystem size · How many panels your roof needsExport value · What your state pays for surplusBattery backup · What a battery actually runs

Every utility, side by side

What New Jersey homeowners pay

Utility	All-in rate	Full breakdown
PSE&G	~26¢	Newark, Jersey City, Trenton, New Brunswick, Elizabeth and… →
JCP&L	~20¢	Monmouth, Ocean, Hunterdon, Morris, Somerset and much of c… →
Atlantic City Electric	~27–30¢	Atlantic City, Vineland, Cape May, Cumberland, Salem and s… →
Rockland Electric	~24¢	Bergen and Passaic counties in northern New Jersey… →

Figures as published August 2026. Each utility resets on its own schedule — check your bill for the rate on your account.

The production side

What a roof in New Jersey produces

New Jersey averages about 4.2 peak sun hours a day. A well-oriented kilowatt of panels produces roughly 1,226 kilowatt-hours a year. A typical 9 kW residential system therefore produces around 11,034 kilowatt-hours annually, which at a rate near 26.0¢ is worth roughly $2,869 a year before any incentive.

Those are pre-shading figures. Trees, roof pitch and orientation move them, sometimes a lot, which is why we read your specific roof rather than quoting a state average at you.

What has actually moved

Utility	Change	Effective
JCP&L	+20.2%	2025 — the steepest increase of any New Jersey utility
PSE&G	+17.2%	2025 — the year that actually moved the number
2026 BGS auction	−1.8% to +1.6%	Small moves this year after the 2025 jump; PSE&G down slightly, JCP&L up slightly

What New Jersey actually offers a homeowner

New Jersey stacks three things that most states do not. Full 1:1 net metering at the retail rate, among the strongest policies in the country. SREC-II certificates under the SuSI program, a fixed price per megawatt-hour on a 15-year term, paid separately from net metering. A full 7% sales tax exemption on equipment and installation, and a 100% property tax exemption on the added home value. The federal residential credit ended for systems placed in service after December 31, 2025.

How export credit works in New Jersey

Full retail. Every kilowatt-hour you export is credited 1:1 against what you buy, so at PSE&G's 26¢ rate an exported kilowatt-hour is worth 26¢. SREC-II sits on top of that as a separate fixed payment on everything you produce, used or exported. New Jersey is one of the few remaining states where net metering and a production certificate stack — how the two combine.

How New Jersey works

Why the number is what it is

New Jersey procures default supply through a Basic Generation Service auction run each February by the Board of Public Utilities, with the new rate period starting 1 June. One reset a year means larger single moves than states that reset quarterly.

The 2026 auction barely moved rates — PSE&G actually fell 1.8%. 2025 is the year that mattered: JCP&L rose 20.20% and PSE&G 17.24%, driven by the PJM capacity price surge.

The honest cost picture

Two ways to pay for solar

If you buy the system you own the equipment, keep any renewable credits, and carry maintenance. If you use a PPA it is $0 upfront — we install and own the system, you buy the power it produces, and you only pay for what it actually generates.

The residential federal tax credit (25D) ended for property placed in service after December 31, 2025.

You will still see ads promising a 30% credit that “ends December 31.” Read the date on them. What remains applies to the owner of the system — which, under a PPA, is us. SolarAmerica does not provide tax advice; talk to your tax professional.

Who you would be working with

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Sources

Where these numbers come from

Every figure on this page is drawn from a public filing or a published rate schedule. We update it when the utility resets.

New Jersey Board of Public Utilities — Basic Generation Service auction results
PJM Interconnection — wholesale market data
U.S. Energy Information Administration — Electric Power Monthly
Utility tariff filings

Last updated August 2026.

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Local detail

Solar by county in New Jersey

Every New Jersey county has its own page with local towns, ZIP codes, peak sun hours and production math against the rate above. 21 in total.